Baccarat Online For Free & With Real Money (+ Tips & Tricks)

• When playing baccarat the player's hand always goes first and dictates what happens to the banker's hand.
• If the Player’s hand is a total of 8 or 9 points, it’s a natural win and no third card will be drawn.
• The Player’s hand always stands on 6 or 7.
• On any total from 0 to 5, the Player draws a third card – unless the Banker has 8 or 9 which is a natural win for the banker

• When Banker’s first two cards total:
• 0-1-2 the Bank draws a third card unless the player has a natural win (8 or 9)
• 3: Bank draws if Player’s third card is 0 – 1 – 2 – 3 – 4 – 5 – 6 – 7 or 9.
• Bank stands when the Player’s third card is 8.
• 4: Bank draws if the Player’s third card is 2 – 3 – 4 – 5 – 6 – 7.
• Bank stands when the Player’s third card is 0 – 1 – 8 – 9.
• 5: Bank draws if the Player’s third card is 4 – 5 – 6 – 7.
• Bank stands when the Player’s third card is 0 – 1 – 2 – 3 – 8 – 9.
• 6: Bank draws if the Player’s third card is 6 – 7.
• Bank stands when the Player’s third card is 0 – 1 – 2 – 3 – 4 – 5 – 8 – 9.
• 7: Stands.
• 8 – 9: Natural Numbers – neither hand draws a third card.

If a player bets on the player’s hand and wins, the casino will payout 1:1 (even money)

If a player bets on the banker's hand and wins, the casino takes a 5% commission of the 1:1 payout.

If a player bets on the outcome of the hand being a tie (Egalite) the casino will payout 8:1 or in some casinos 9:1

Although Baccarat sounds like quite a simple game to play, there are many variations to the game. Punto Banco is probably the most common form of Baccarat played at online casinos and can be played on a small table with 6 or 7 other players, or can be played on a large-format table where up to 14 players can sit. There are also different rules too when a dealer will pull a card for the player's hand or the dealer's hand. For the player, it is wise to understand the different rules even though they do not get to pull the cards themselves. The dealer controls the game. Apart from table size and layout, other differences may include the number of decks of cards used in the game.

Punto Banco is the most common version of Baccarat, popular all around the world due to the low house edge and simplicity of the game. Punto Banco evolved from the game baccarat as a card game played against the casino. The rules follow those of baccarat with slight changes on the drawing of cards depending on the result of the first two cards drawn for both player and banker. In land-based casino’s Punto Banco can be played both on a large table with up to 12 players or on a mini punto table with up to 6 players, in both games the rules are the same.

Chemin de Fer is a baccarat variant that originated in France. The player acts as the bank and plays against other players rather than the casino. It happens on a large 14-seater table and is mostly reserved for Baccarat VIP gaming. Chemin de Fer is not a version of baccarat you can find at online casinos, as the live dealer baccarat version is usually Punto Banco or Mini.

Mini Baccarat is a 7-player table game that gives the dealer the authority to manage the game. Despite its limited status, it can operate close to 200 hands per hour and is the most common among the Baccarat variants.