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What are Debit Cards And How Do They Work?

 

Debit cards are the main cashless payment system that works across the world. A debit card is linked to your bank, and the funds will come out of your available balance. For online transactions, such as shopping and online casinos, debit cards are the main and most popular payment method. Because of their ease of use, many people use them to deposit funds into their online casino accounts. All you need to do is sign up for the online casinos that accept debit cards you wish to use, and deposit using your card by entering the details.

When you use a debit card to deposit, you are entitled to all of the casino bonuses and promotions and offers that customers get that are depositing with another method. So for example, if you decided to pick the Ladbrokes live games casino coupon, you would be entitled to get this if you were depositing and withdrawing using a card.

There are many people who do not like the idea of using their card online, but casinos are aware of how important customer security is, and they do everything they can to ensure your details are secure. If you are thinking of using a debit card with an online casino account, you will be able to find somewhere in their small print the type of encryption they use, and how they keep your card details safe. Most debit cards will also have an additional layer of safety built within the terms and conditions of the bank itself, which you can check with your bank.

Pros vs Cons of Debit Card Deposits

  • They prevent debts since you will be using your own money to recharge your account
  • Though you might incur other fees, there are no annual fees involved
  • They are ideal for small payments like the ones you need for gambling
  • They are less susceptible to risks than e-wallets which can potentially be cracked
  • They can promote overspending since they are easy to use
  • The cards might attract some fees. For instance, some service providers might charge some maintenance fees once in a while

The Best Debit Card Casinos

If you are an avid user of online casino sites, you must have noticed that some don't accept payments made through a debit card. Though some of them might accept such payments, they have strict terms and conditions that might keep you from using them. Here are some of the best debit card online casinos:

5 Things You Should Know About Debit Cards

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Casinos that accept debit cards are available for players globally. Though there might be other great payment methods, you should note essential facts about payments made through debit cards.

  1. Payments Processed Instantly
    Payments made through debit cards are processed instantly, so you can start enjoying your favourite game immediately
  2. No Hefty Fees
    Unlike other payment methods, deposits made through debit cards are not charged hefty fees so that you won't accumulate losses
  3. Uncomplicated Payments Process
    No complicated processes are involved in making payments through all sorts of debit cards to your online gambling websites
  4. Choice of Cards
    There are many types of debit cards, so you will be spoilt for choice each time you need to deposit money to your online gambling account
  5. No Strict T&Cs
    Players don't have to deal with strict terms and conditions when using debit cards to deposit money into their online gambling accounts
Deposit via Debit Card at 888 Casino

Types of Debit Card you can use to Deposit at Online Casinos

There are many types of debit cards, and they are used differently. The companies that provide debit cards have varying terms and conditions for their customers. As such, you need to pick your ideal card based on the terms and services of using it.

Note that while debit cards might provide similar services, the providers charge varying fees. Some of them are also easy to use, while some require complex processes. Therefore, if you are going to use the best debit card to deposit money to your gambling account, you should be aware of the amount that you will go to the service fees.

Debit Cards by Visa

If you are going to make payments via a debit card by Visa, you must access your account with a reliable internet connection. Go to the cashier section and click on the deposit button. Note that the buttons might have different names based on the site that you are using. Pick a debit card as your preferred form of payment and follow the prompts. Note that you might be charged some fees based on the debit card provider, but most debit card casinos won't charge you anything.

Debit Cards by MasterCard

Debit Mastercards are issued by some of the most renowned financial institutions that operate worldwide. Note that you will use the same procedure to put money in your online gambling account with MasterCard's debit cards. You will see that your account has been credited with the exact amounts once you have approved the transaction.

Debit Cards by E-Wallet Services

E-wallet services such as PayPal and Skrill provide their customers with MasterCard that they can use to make payments online. The cards are attached to e-wallets, so they can allow you to transfer funds to the casino site of your choice. As long as you are using an e-wallet that the website recognises, the transaction will be completed without any issues.

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MasterCard Vs Visa

There are benefits and drawbacks to using both MasterCard and Visa for online gambling. The primary concern is that debit card users can only use the card on the networks that their providers accept. Also, unlike Visa, most MasterCard cards are widely accepted by many gambling sites so that you won't have any problem making payments. Also, those looking for fast approval of payments can choose to use Visa. As you can see, your choice of card depends on the benefits you are looking to reap.

Debit Cards Casino Safety – Is Depositing With Debit Card Safe?

Many online debit card casino players are always trying to determine whether it is safe to use debit cards to make payments. However, it is essential to note that both banking and personal are still secure when they use their cards to process transactions.

Usage monitoring is one of the things most debit card companies do to ensure that you are safe. Each time you make huge transactions, or complete one in an unknown location, the card might be flagged by the issuer and ensure that the right steps are taken to verify such transactions.

Some issues also let their customers use temporary purchases and virtual credit card numbers to ensure safety. The virtual card numbers are digital versions of your card number and are used to protect customers from fraudulent activities. Before using your debit card to complete a transaction online, make sure not to disclose your details to a third party.

Step by Step Process of Making a Debit Card Deposit

A debit card makes it easier for you to transfer money to your favourite online casino website. They only take a few minutes to complete, and you can start having fun online. If the online casino has mobile app then players can even deposit whilst on the move. Online debit card casinos will always provide new customers with fantastic welcome bonuses when they make payments via a debit card. Here is what you need to do when making payments using your debit card.

Pick the best online debit card casinos and register for free. Once you have registered and verified your email address, log in and head to the cashier section. It is always a large button that is meant for making deposits. Click on it and open the cashier section and check the available payment methods. Pick your debit card brand on the list of available options. Enter the amount you would like to send and confirm the payment. Different casino sites have varying minimum deposits you have to make, so be sure to check that.

Debit Card Online Casino Payout Times

Players must understand that many companies provide debit cards, and they operate on different terms and conditions. These terms might affect the duration you might have to wait for the money to reflect in your card account.

Most debit card online casinos ensure that your money is processed as soon as possible. Some of them might release the funds immediately, while some debit card casino sites might need you to wait for between 2 and five working days to process the request.

Fees & Taxes for Making a Casino Deposit with a Debit Card

Whether you are a beginner or a seasoned online gambler and have decided to make debit card payments you must be aware of the fees and taxes you might have to pay. The terms and conditions of online casino sites and the best debit card providers vary from time to time.

In some cases, when transferring money to your gambling account, the best debit card provider might take a certain percentage as a service fee. The percentage taken is subject to change, and companies take different amounts. Most gambling sites don't charge any fees for sums of money paid through a debit card.

How to Withdraw Your Online Gambling Winnings Using a Debit Card

Once you have won some money playing the various casino games, you shouldn't go through complicated processes to access your cash funds. As already said, many online gambling sites out there let you access your money through a debit card.

  • Head to the Cashier
    If you have cash funds, you would like to withdraw, head to the cashier section and hit the button. The name of the section might vary based on the site you are using. Open the cashier section and choose to withdraw funds
  • Select Option
    You will see that there are many withdrawal options available, a debit card being one of them. Choose your ideal debit card and key in the amount you would like to withdraw and complete the process.
  • Withdraw Funds
    Wait for your funds to be processed. You should receive your money immediately, but some companies might need 2-5 business days to process your withdrawal request and deposit funds to your bank account.

 

5 Tips for Making the Most out of Debit Card Casino Deposits

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To make the most out of your debit card casino deposits, here are some tips you need to use:

  1. Use the same debit card for both payment and withdrawal requests and Debit Card deposits, and you won't have to deal with hefty service fees
  2. Claim your welcome bonus as soon as you have made your first deposit at the Debit Card casino site
  3. Take advantage of the current debit card casino bonuses and promotions at the available Debit Card casinos
  4. Become a loyal customer, and the company is highly likely to shower you with bonuses and amazing prizes
  5. Use your Debit Card casino bonuses as soon as they are approved since most of them have expiry dates

    Debit Cards or E-Wallets?

    Online customers have many payment methods that they can use to send real money to their accounts. However, one should be able to choose based on the advantages they are looking for. Debit cards and e-wallets are both great payment methods, but they work differently.

    Also, some e-wallets provide cards that customers can use to send funds to their online gambling sites. The problem, however, is that various online gambling sites readily accept not all e-wallets. Thus, if you don't want to be inconvenienced, then a debit card is the best option to go by.

    How to Deposit at an Online Casino using a Debit Card

    How to five steps Image
    How to Make a Debit Card Casino Deposit
    Estimated Time
    10 Minutes
    What You Will Need
    An account at an online casino accepting Debit Card
    Equipment Required
    A PC, mobile device or tablet
    Go to Deposit
    1
    Go to the Deposit page
    Navigate to your Debit Card casino's Deposit page, usually located somewhere near the top.
    Select Payment Option
    2
    View Multiple Methods of Payment
    From the list of various methods of depositing select Debit Card
    Card Details
    3
    Debit Card Details
    Enter the necessary card details, usually the card number and expiry date
    Confirm
    4
    Deposit and Confirm
    Enter the amount of cash funds to deposit to the casino account and confirm
    Enjoy
    5
    Start to Play
    Enjoy playing casino games at your Debit Card Casino, gamble responsibly and good luck!

    Alternate Deposit Methods - Debit Card Alternatives

    Online players who are not comfortable with debit card payments are free to try other alternative casino payment methods. However, they should be ready to deal with huge fees and lengthy processing times for payments and withdrawal requests. Read the sections below and discover other available payment options that you should feel free to use.

    PayPal

    If your casino site accepts PayPal as a payment option, there is no harm in using it. Most debit card casino sites allow PayPal to process payments instantly. However, payments are made through the e-wallet often attract fees, so you should be sure of the amount you will be expected to pay when you pick to complete the transaction via PayPal.

    How to Deposit with PayPal

    Skrill

    Unlike PayPal, Skrill is an e-wallet that is available for UK gamblers and players across the globe. The payment option is readily available, and you can rest assured that you won't be charged hefty transaction fees. The signup process is easy. You need an email address and a phone number, and you are good to go. The funds can be transferred and processed immediately.

    How to Deposit with Skrill

    Neteller

    Neteller is one of the best e-payment platforms that let you transfer money across the globe. As long as there are funds in your bank account, you can send money to your casino site. The site lets you send real money fast and can sustain an unlimited amount of funds if you manage to win big from your online gambling site.

    How to Deposit with Neteller

    Bitcoin

    Bitcoin and Crypto casinos are the new big thing in online gambling. Bitcoin is a cryptocurrency  that is yet to be adopted by all online gambling websites but in recent years has become a popular and safe payment method. The good thing with Bitcoin payment is that you won't have to share your details to complete the transaction. Therefore, it is the ideal payment option for those looking to stay anonymous when conducting transactions online. Bitcoin, as a payment option, can be used in any part of the world.

    How to Deposit with Bitcoin

    Frequently Asked Questions About Debit Card Deposits

    Casino.online FAQ

    How long does it take to receive winnings withdrawn via card?

    The duration depends on the type of card through which you intend to receive the funds. While some cards might receive funds within 24 hours, in some cases, you will have to wait between 2 and 5 working days for the money to reflect on your card. If the duration takes longer than usual, be sure to contact the customer support team for assistance.

    What is the minimum deposit amount required to deposit via card?

    The minimum amount you are expected to pay via card varies from site to site. In most cases, you will be required to make a minimum deposit of €10. Be sure to check the terms of use before making your first deposit. Note that if you are looking to get the welcome bonus, you might have to pay more.

    How long does it take for a card deposit to appear in my account?

    Card deposit mostly reflects immediately after you have approved the transaction. However, based on your bank's terms and conditions, the payment might take some time to reflect in your online gambling account.

    In which countries can I use a debit card for online casino deposits?

    You can use cards in any country to make casino deposits. But it would be best if you made sure that your residence's country is not restricted from accessing the online casino of your choice. If that is the case, you might not be able to make debit card payments.

    How to check if an online casino has an exclusive debit card bonus?

    To confirm this information, you must visit the website of the debit card casino. Go to the bonus and promotions section and see what they say about payments made via a debit card. If there is no clear information about that, consider engaging the support team for details.

    What is better, Visa or MasterCard? Is it an issue if my bank offers one and not the other?

    It all depends on the benefits you are looking to enjoy. Note that visa debit cards and MasterCard have different pros and cons, and you need to check before making payments. There is no problem if your bank offers one and not the other; you will only have one payment option.

    Can I deposit via card from an iOS device?

    As long as the debit card casino company has a mobile gaming app, then you can use your iOS device to complete the transaction. Also, most debit card casinos have websites optimised for both desktop and mobile devices, so you won't have any problem completing online payments.

    Are There Any Charges or Fees When Depositing via card?

    For most online casinos, you can deposit using a debit card without incurring any fees. The card issuer for standard UK debit cards tied to a bank should not charge you any transaction fees for a deposit. The only instance you will need to check this is when you are using a pre-paid debit card. You can get prepaid debit cards from a lot of companies now, but the terms of the card may be that they charge to make transactions. PayPal now offers a debit card service for businesses, and there are charges for each transaction you make.

    You should also be able to withdraw for free back to your bank account when you use a debit card. When you are using a debit card, this may differ, as some operators may charge you a fee or your card provider may also add on a fee for this type of transaction. This varies greatly between debit card casinos, but fees can be anything between 1% and 5%. You will need to log on to your chosen debit card casino and go to the terms and conditions page to have a look at the fees.

    Why are debit cards the preferred method of deposit for online casinos?

    Debit cards are the preferred choice for online casinos because everyone already has them. There is nothing more off-putting to a potential customer than having to go to a separate company and sign up with them as a third party and then use the casino. Being able to deposit by debit card is not only quick and easy but there is also a little extra layer of protection from the card issuer.

    The best online casinos also want people to use their debit card because it is a lot easier to set up automatic payments, and customers spend more money this way. Once you have your card linked to your account, you can have it automatically deposited if the funds get down to a certain point. This is hard to do with e-wallet accounts. For the customers, the benefit is that online casinos accept debit cards as payment, without exception. Using your debit card is a lot easier than setting up an e-wallet and then funding that and then going on to deposit in the casino.

    Can I get Casino Bonuses such as Free Spins when I deposit at an online casino with my debit card?

    Nearly all top online casinos will offer new customers a welcome bonus when they deposit at the casino. What bonuses are available for UK players at online casinos that accept debit cards? The casino bonuses can come in various forms such as free spins to play on the online slot games. Most casinos offer free spins that can only be used to play a specific slot game.

    No deposit bonuses whereby new players can take advantage of a casino bonus without actually having to hand over any of their hard-earned cash, and a deposit bonus where the casino may match the amount of money deposited into a casino account by a new customer with bonus funds. Any bonus funds obtained from a debit card casino deposit can then be played at various casino games on online casino sites.

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